Ludlow is a medium-sized town located in the state of Massachusetts. With a population of 20,845 people and four associated neighborhoods, Ludlow is the 93rd largest community in Massachusetts.Ludlow is neither predominantly blue-collar nor white-collar, instead having a mixed workforce of both blue-collar and white-collar jobs. Overall, Ludlow is a town of sales and office workers, professionals, and managers. There are especially a lot of people living in Ludlow who work in office and administrative support (13.62%), management occupations (12.32%), and sales jobs (9.14%). Also of interest is that Ludlow has more people living here who work in computers and math than 95% of the places in the US. One interesting thing about the economy is that relatively large numbers of people worked from their home: 12.18% of the workforce. While this number may seem small overall, as a fraction of the total workforce this is high compared to the rest of the county. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes. The percentage of people in Ludlow who are college-educated is somewhat higher than the average US community of 21.84%: 25.32% of adults in Ludlow have at least a bachelor's degree. The per capita income in Ludlow in 2022 was $42,015, which is low income relative to Massachusetts, and upper middle income relative to the rest of the US. This equates to an annual income of $168,060 for a family of four. However, Ludlow contains both very wealthy and poor people as well. Ludlow is a somewhat ethnically-diverse town. The people who call Ludlow home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Ludlow residents report their race to be White, followed by Black or African-American. Important ancestries of people in Ludlow include Portuguese, Polish, French, Irish, and French Canadian. Foreign born people are also an important part of Ludlow's cultural character, accounting for 15.79% of the town’s population. The most common language spoken in Ludlow is English. Other important languages spoken here include Portuguese and Spanish.