Germantown is a very small town located in the state of New York. With a population of 1,121 people and two associated neighborhoods, Germantown is the 736th largest community in New York. Germantown has an unusually large stock of pre-World War II architecture, making it one of the older and more historic towns.

One interesting thing about the economy is that relatively large numbers of people worked from their home: 19.33% of the workforce. While this number may seem small overall, as a fraction of the total workforce this is high compared to the rest of the county. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

In addition, Germantown is home to many people who could be described as "urban sophisticates", which are people who are not only wealthy and employed in professional occupations, but highly educated to boot. Urban sophisticates have urbane tastes - whether they reside in a big or small city, a suburb, or a little town. Urban sophisticates support bookstores, quality clothing stores, enjoy luxury travel, and in big cities, they are truly the patrons of the arts, attending and supporting institutions such as opera, symphony, ballet, and theatre.

In Germantown, a lot of people use the train to get to work every day though Germantown is a relatively small town. Those that ride the train are primarily traveling out of town to good jobs in other cities.

Germantown is one of the most well-educated cities in the nation. 47.67% of adults in Germantown have at least a bachelor's degree. Compare that to the average community in America, which has just 21.84% with a bachelor's degree or higher.

The per capita income in Germantown in 2018 was $55,950, which is upper middle income relative to New York, and wealthy relative to the rest of the US. This equates to an annual income of $223,800 for a family of four. However, Germantown contains both very wealthy and poor people as well.

Germantown is a somewhat ethnically-diverse town. The people who call Germantown home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Germantown residents report their race to be White, followed by Black or African-American. Important ancestries of people in Germantown include Irish, English, Italian, German, and Polish.

The most common language spoken in Germantown is English. Other important languages spoken here include Spanish and German/Yiddish.