Carmel, CA
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Living in Carmel


Carmel is a very small coastal city (i.e. on the ocean, a bay, or inlet) located in the state of California. With a population of 3,897 people and five constituent neighborhoods, Carmel is the 551st largest community in California.

Carmel home prices are not only among the most expensive in California, but Carmel real estate also consistently ranks among the most expensive in America.

Carmel is a decidedly white-collar city, with fully 91.02% of the workforce employed in white-collar jobs, well above the national average. Overall, Carmel is a city of professionals, sales and office workers, and managers. There are especially a lot of people living in Carmel who work in sales jobs (19.21%), management occupations (12.76%), and teaching (9.68%).

Also of interest is that Carmel has more people living here who work in computers and math than 95% of the places in the US.

Of important note, Carmel is also a city of artists. Carmel has more artists, designers and people working in media than 90% of the communities in America. This concentration of artists helps shape Carmel’s character.

Telecommuters are a relatively large percentage of the workforce: 14.50% of people work from home. While this number may seem small overall, as a fraction of the total workforce it is high relative to the nation. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

Another notable thing is that Carmel is a major vacation destination. Much of the city’s population is seasonal: many people own second homes and only live there part-time, during the vacation season. The effect on the local economy is that many of the businesses are dependent on tourist dollars, and may operate only during the high season. As the vacation season ends, Carmel’s population drops significantly, such that year-round residents will notice that the city is a much quieter place to live.

In addition, Carmel is home to many people who could be described as "urban sophisticates", which are people who are not only wealthy and employed in professional occupations, but highly educated to boot. Urban sophisticates have urbane tastes - whether they reside in a big or small city, a suburb, or a little town. Urban sophisticates support bookstores, quality clothing stores, enjoy luxury travel, and in big cities, they are truly the patrons of the arts, attending and supporting institutions such as opera, symphony, ballet, and theatre.

Carmel is also nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Such areas are often places that visitors and locals go for waterfront activities or taking in the scenery.

Do you have a 4-year college degree or graduate degree? If so, you may feel right at home in Carmel. 58.62% of adults here have a 4-year degree or graduate degree, whereas the national average for all cities and towns is just 21.84%.

The per capita income in Carmel in 2010 was $49,425, which is wealthy relative to California and the nation. This equates to an annual income of $197,700 for a family of four. However, Carmel contains both very wealthy and poor people as well.

Carmel is a very ethnically-diverse city. The people who call Carmel home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Carmel residents report their race to be White, followed by Asian. Carmel also has a sizeable Hispanic population (people of Hispanic origin can be of any race). People of Hispanic or Latino origin account for 10.80% of the city’s residents. Important ancestries of people in Carmel include German, Irish, French , and Italian.

The most common language spoken in Carmel is English. Other important languages spoken here include Spanish and Chinese.