Monterey is a very small town located in the state of Tennessee. With a population of 2,746 people and two associated neighborhoods, Monterey is the 183rd largest community in Tennessee.

Being a small town, Monterey does not have a public transit system used by locals to get to and from work.

The citizens of Monterey have a very low rate of college education: just 8.21% of people over 25 have a bachelor's degree or advanced degree, compared to a national average of 21.84% for all cities.

The per capita income in Monterey in 2022 was $18,507, which is low income relative to Tennessee and the nation. This equates to an annual income of $74,028 for a family of four. However, Monterey contains both very wealthy and poor people as well.

Monterey is a very ethnically-diverse town. The people who call Monterey home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Monterey residents report their race to be White. Monterey also has a sizeable Hispanic population (people of Hispanic origin can be of any race). People of Hispanic or Latino origin account for 26.03% of the town’s residents. Important ancestries of people in Monterey include English, Irish, Italian, German, and French.

The most common language spoken in Monterey is English. Other important languages spoken here include Spanish and Pacific Island languages.