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Bluff City, TN Real Estate Market

Source & Methodology

Analytics built by:   Location, Inc.

Raw data sources:   American Community Survey (U.S. Census Bureau), U.S. Department of Housing and Urban Development, Federal Housing Finance Agency.

Date(s) & Update Frequency:
  • Home Values, Rents: Reflects Q1 2023. Updated quarterly.
  • Setting, Housing Stock, Homeownership: 2021 (latest available). Updated annually.

Methodology:   NeighborhoodScout uses over 600 characteristics to build a neighborhood profile… Read more about Scout's Real Estate Data

Bluff City, TN Housing Market Trends

With a population of 1,816, 887 total housing units (homes and apartments), and a median house value of $197,509, house prices in Bluff City are solidly below the national average.

Single-family detached homes are the single most common housing type in Bluff City, accounting for 55.48% of the city's housing units. Other types of housing that are prevalent in Bluff City include mobile homes or trailers ( 22.81%), large apartment complexes or high rise apartments ( 11.26%), and a few duplexes, homes converted to apartments or other small apartment buildings ( 6.93%).

People in Bluff City primarily live in small (one, two or no bedroom) single-family detached homes. Bluff City has a mixture of owner-occupied and renter-occupied housing.

There is a lot of housing in Bluff City built from 1970 to 1999 so parts of town may have that "Brady Bunch" look of homes popular in the '70s and early '80s, although some of these houses were built up through the early '90s as well. There is also a lot of housing in Bluff City built between 1940-1969 ( 23.82%). A lesser amount of the housing stock also hails from between 2000 and later ( 19.30%). There's also some housing in Bluff City built before 1939 ( 12.96%).

Vacant housing appears to be an issue in Bluff City. Fully 10.85% of the housing stock is classified as vacant. Left unchecked, vacant Bluff City homes and apartments can be a drag on the real estate market, holding Bluff City real estate prices below levels they could achieve if vacant housing was absorbed into the market and became occupied. Housing vacancy rates are a useful measure to consider, along with other things, if you are a home buyer or a real estate investor.

Bluff City Home Appreciation Rates

Appreciation rates for homes in Bluff City have been tracking above average for the last ten years, according to NeighborhoodScout data. The cumulative appreciation rate over the ten years has been 72.90%, which ranks in the top 50% nationwide. This equates to an annual average Bluff City house appreciation rate of 5.63%.

Appreciation rates are so strong in Bluff City that despite a nationwide downturn in the housing market, Bluff City real estate has continued to appreciate in value faster than most communities. Looking at just the latest twelve months, Bluff City appreciation rates continue to be some of the highest in America, at 13.09%, which is higher than appreciation rates in 92.06% of the cities and towns in the nation. Based on the last twelve months, short-term real estate investors have found good fortune in Bluff City. Bluff City appreciation rates in the latest quarter were at -0.77%, which equates to an annual appreciation rate of -3.06%.

Relative to Tennessee, our data show that Bluff City's latest annual appreciation rate is higher than 80% of the other cities and towns in Tennessee.

Average Home Values

Median Home Value

$197,509

Bluff City, TN Home Prices
> $1,473,000
$1,104,001 - $1,473,000
$736,001 - $1,104,000
$589,001 - $736,000
$442,001 - $589,000
$295,001 - $442,000
$147,001 - $295,000
$74,001 - $147,000
$0 - $74,000
0.3%
0.3%
1.8%
1.8%
1.8%
1.8%
3.7%
3.7%
4.2%
4.2%
13.2%
13.2%
41.5%
41.5%
15.7%
15.7%
17.7%
17.7%
0% 100.0%
% of Homes
Low

for Tennessee

Low

for nation

Number of Homes And Apartments:

887

Bluff City Appreciation Rates

Rent & Ownership

Average Market Rent:

$1,393 / per month

Homeownership Rate

Owners
Renters
Vacant
55.9%
55.9%
44.1%
44.1%
10.9%
10.9%
0% 100.0%
% of Homes

Housing Market Details

Age of Homes

2000 or Newer
1970 - 1999
1940 - 1969
1939 or Older
19.3%
19.3%
43.9%
43.9%
23.8%
23.8%
13.0%
13.0%
0% 100.0%
% of Homes

Types of Homes

Single-Family
Townhomes
Small Apt. Buildings
Apt. Complexes
Mobile Homes
Other
55.5%
55.5%
2.1%
2.1%
6.9%
6.9%
11.3%
11.3%
22.8%
22.8%
1.4%
1.4%
0% 100.0%
% of Homes

Home Size

No Bedroom
1 Bedroom
2 Bedrooms
3 Bedrooms
4 Bedrooms
5 or more bedrooms
0.0%
0.0%
6.7%
6.7%
43.9%
43.9%
39.3%
39.3%
6.0%
6.0%
4.0%
4.0%
0% 100.0%
% of Homes

Popular Neighborhoods in Bluff City

Zip Codes in Bluff City, TN