Waterloo, NY
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Living in Waterloo


Waterloo is a somewhat small village located in the state of New York. With a population of 5,036 people and four constituent neighborhoods, Waterloo is the 313th largest community in New York. Waterloo has a large stock of pre-World War II architecture, making it one of the older and more historic villages in the country.

Unlike some villages, Waterloo isn’t mainly white- or blue-collar. Instead, the most prevalent occupations for people in Waterloo are a mix of both white- and blue-collar jobs. Overall, Waterloo is a village of sales and office workers, service providers, and professionals. There are especially a lot of people living in Waterloo who work in office and administrative support (16.36%), sales jobs (9.77%), and management occupations (9.07%).

As is often the case in a small village, Waterloo doesn't have a public transportation system that people use for their commute.

The education level of Waterloo citizens, measured as those with bachelor's degrees or advanced degrees, is similar to the national average for all American cities and towns. 19.48% of adults 25 and older in Waterloo have a college degree.

The per capita income in Waterloo in 2010 was $24,558, which is lower middle income relative to New York, and middle income relative to the rest of the US. This equates to an annual income of $98,232 for a family of four. However, Waterloo contains both very wealthy and poor people as well.

The people who call Waterloo home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Waterloo residents report their race to be White, followed by Black or African-American. Important ancestries of people in Waterloo include Italian, German, English, and Polish.

The most common language spoken in Waterloo is English. Other important languages spoken here include Spanish and Other Indo-European.