Waterford is a very small village located in the state of New York. With a population of 2,026 people and three associated neighborhoods, Waterford is the 590th largest community in New York. Waterford has an unusually large stock of pre-World War II architecture, making it one of the older and more historic villages.

Also of interest is that Waterford has more people living here who work in computers and math than 95% of the places in the US.

Telecommuters are a relatively large percentage of the workforce: 8.05% of people work from home. While this number may seem small overall, as a fraction of the total workforce it is high relative to the nation. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

Being a small village, Waterford does not have a public transit system used by locals to get to and from work.

In terms of college education, Waterford is somewhat better educated than the 21.84% who have a 4-year degree or higher in the typical US community: 27.16% of adults 25 and older in the village have at least a bachelor's degree.

The per capita income in Waterford in 2022 was $38,889, which is middle income relative to New York, and upper middle income relative to the rest of the US. This equates to an annual income of $155,556 for a family of four. However, Waterford contains both very wealthy and poor people as well.

The people who call Waterford home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Waterford residents report their race to be White, followed by Black or African-American. Important ancestries of people in Waterford include Irish, Italian, German, English, and French.

The most common language spoken in Waterford is English. Other important languages spoken here include Urdu and French.