Waterford, NY
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Living in Waterford


Waterford is a very small village located in the state of New York. With a population of 2,037 people and three constituent neighborhoods, Waterford is the 568th largest community in New York. Much of the housing stock in Waterford was built prior to World War II, making it one of the older and more historic villages in the country.

Unlike some villages, Waterford isn’t mainly white- or blue-collar. Instead, the most prevalent occupations for people in Waterford are a mix of both white- and blue-collar jobs. Overall, Waterford is a village of sales and office workers, service providers, and professionals. There are especially a lot of people living in Waterford who work in office and administrative support (16.79%), food service (12.29%), and management occupations (10.52%).

Also of interest is that Waterford has more people living here who work in computers and math than 95% of the places in the US.

Waterford’s overall crime rate ranks among the lowest in the nation, making it a very safe place to live.

The citizens of Waterford are slightly better educated than the national average of 21.84% for all cities and towns, with 23.43% of adults in Waterford having a bachelor's degree or advanced degree.

The per capita income in Waterford in 2010 was $25,608, which is lower middle income relative to New York, and upper middle income relative to the rest of the US. This equates to an annual income of $102,432 for a family of four. However, Waterford contains both very wealthy and poor people as well.

Waterford is a somewhat ethnically-diverse village. The people who call Waterford home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Waterford residents report their race to be White, followed by Asian. Important ancestries of people in Waterford include Italian, French , English, and German.

The most common language spoken in Waterford is English. Other important languages spoken here include Spanish and Urdu.