Belford, NJ
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Living in Belford


Belford is a very small coastal town (i.e. on the ocean, a bay, or inlet) located in the state of New Jersey. With a population of 1,755 people and two constituent neighborhoods, Belford is the 442nd largest community in New Jersey. Much of the housing stock in Belford was built relatively recently. The construction of new real estate can often be taken as an indication that the local Belford economy is robust, and that jobs or other amenities are attracting an influx of new residents. This seems to be the case in Belford, where the median household income is $115,000.00.

Housing costs in Belford are among some of the highest in the nation, although real estate prices here don't compare to real estate prices in the most expensive communities in New Jersey.

Belford is a decidedly white-collar town, with fully 87.06% of the workforce employed in white-collar jobs, well above the national average. Overall, Belford is a town of managers, sales and office workers, and professionals. There are especially a lot of people living in Belford who work in management occupations (19.60%), office and administrative support (17.46%), and food service (7.91%).

Of important note, Belford is also a town of artists. Belford has more artists, designers and people working in media than 90% of the communities in America. This concentration of artists helps shape Belford’s character.

In addition, Belford is home to many people who could be described as "urban sophisticates". Urban sophisticates are educated, wealthy, executives and professionals, who have urbane tastes in books, food, and travel, whether they actually live in a big city, or choose to reside in a small town. In big or medium-sized cities, urban sophisticates tend to frequent art institutions such as opera, symphonies, ballet, live theatre, and museums.

Belford is a good choice for families with children because of several factors. Many other families with children live here, making it a place where both parents and children are more likely to develop social ties with other families. The town’s good public school district and large population of college-educated adults provide an environment conducive to academic success. Many people own their own single-family homes, providing areas for children to play and stability in the community. Finally, Belford’s overall crime rate ranks among the lowest in the country, making it one of the safest places to raise a family.

Belford is also nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Quite often, nautical areas such as these attract visitors and locals who come to enjoy the scenery and various waterfront activities.

One downside of living in Belford, however, is that residents on average have to contend with a long commute, spending on average 36.52 minutes every day commuting to work. However, local public transit is widely used. For those who would prefer to avoid driving entirely and leave their car at home, it may be an option to use the transit instead.

Despite being a small town, Belford has a lot of people using a ferryboat to get to and from work every day. Most of these people on a ferryboat are using it to get to good jobs in other cities.

The overall education level of Belford citizens is substantially higher than the typical US community, as 29.15% of adults in Belford have at least a bachelor's degree, and the average American community has 21.84%.

The per capita income in Belford in 2010 was $50,626, which is upper middle income relative to New Jersey, and wealthy relative to the rest of the US. This equates to an annual income of $202,504 for a family of four. However, Belford contains both very wealthy and poor people as well.

Belford is a somewhat ethnically-diverse town. The people who call Belford home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Belford residents report their race to be White, followed by Asian. Important ancestries of people in Belford include Italian, German, English, and Polish.

The most common language spoken in Belford is English. Other important languages spoken here include Spanish and Hindi.