St. Cloud MN

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St. Cloud, MN Real Estate Data

Source & Methodology

Analytics built by:   Location, Inc.

Raw data sources:   American Community Survey (U.S. Census Bureau), U.S. Department of Housing and Urban Development, Federal Housing Finance Agency.

Date(s) & Update Frequency:
  • Home Values, Rents: Reflects Q3 2020. Updated quarterly.
  • Setting, Housing Stock, Homeownership: 2018 (latest available). Updated annually.

Methodology:   NeighborhoodScout uses over 600 characteristics to build a neighborhood profile… Read more about Scout's Real Estate Data

St. Cloud Housing Market Information

With a population of 68,462, 26,264 total housing units (homes and apartments), and a median house value of $184,724, St. Cloud real estate and house prices are near the national average for all cities and towns.

Single-family detached homes are the single most common housing type in St. Cloud, accounting for 54.56% of the city's housing units. Other types of housing that are prevalent in St. Cloud include large apartment complexes or high rise apartments ( 36.07%), duplexes, homes converted to apartments or other small apartment buildings ( 4.43%), and a few row houses and other attached homes ( 3.86%).

The most prevalent building size and type in St. Cloud are three and four bedroom dwellings, chiefly found in single-family detached homes. The city has a mixture of owners and renters, with 47.68% owning and 52.32% renting.

There is a lot of housing in St. Cloud built from 1970 to 1999 so parts of town may have that "Brady Bunch" look of homes popular in the '70s and early '80s, although some of these houses were built up through the early '90s as well. There is also a lot of housing in St. Cloud built between 1940-1969 ( 25.33%). A lesser amount of the housing stock also hails from between 2000 and later ( 15.53%). There's also some housing in St. Cloud built before 1939 ( 12.28%).

St. Cloud Home Appreciation Rates

St. Cloud's appreciation rate notably has been below the national average for the last ten years. The average annual home appreciation rate in St. Cloud during the period has been just 1.56%, which is lower than 70% of US communities.

Over the last year, St. Cloud appreciation rates have trailed the rest of the nation. In the last twelve months, St. Cloud's appreciation rate has been 1.45%, which is lower than appreciation rates in most communities in America. In the latest quarter, NeighborhoodScout's data show that house appreciation rates in St. Cloud were at 1.43%, which equates to an annual appreciation rate of 5.84%.

Relative to Minnesota, our data show that St. Cloud's latest annual appreciation rate is lower than 90% of the other cities and towns in Minnesota.

One very important thing to keep in mind is that these are average appreciation rates for the city. Individual neighborhoods within St. Cloud differ in their investment potential, sometimes by a great deal. Fortunately, you can use NeighborhoodScout to pinpoint the exact neighborhoods in St. Cloud - or in any city or town - that have the best track record of real estate appreciation, by the latest quarter, the last year, 2 years, 5 years, 10 years, or even since 2000, to assist you in making the best St. Cloud real estate investment or home purchase decisions.

Average Home Values


Median Home Value:


Value Range
> $1,167,000 0.4
$875,001 - $1,167,000 0.2
$583,001 - $875,000 2.4
$467,001 - $583,000 1.2
$350,001 - $467,000 6.9
$233,001 - $350,000 17.5
$117,001 - $233,000 56.6
$58,001 - $117,000 10.0
$0 - $58,000 4.7

Low for MN
Average for Nation

Value Relative to Nation Value Relative to State
47.2350364963504 61.6016427104723

Number Of Homes And Apartments:

St. Cloud Appreciation Rates

Time Period Total Appreciation Avg. Annual Rate Compared To
Compared To
Latest Quarter:
2020 Q2 - 2020 Q3
Last 12 Months:
2019 Q3 - 2020 Q3
Last 2 Years:
2018 Q3 - 2020 Q3
Last 5 Years:
2015 Q3 - 2020 Q3
Last 10 Years:
2010 Q3 - 2020 Q3
Since 2000:
2000 Q1 - 2020 Q3
38.54% 1.58%
* 10 is highest

Rent & Ownership


Average Market Rent:
$1,052 / per month

Homeownership Rate

Owners 47.68
Renters 52.32
Vacant 5.11

Housing Market Details


Age of Homes

2000 or Newer 15.5
1970 - 1999 46.9
1940 - 1969 25.3
1939 or Older 12.3

Types of Homes

Single-Family 54.6
Townhomes 3.9
Small Apt. Buildings 4.4
Apt. Complexes 36.1
Mobile Homes 1.1
Other 0.0

Home Size

No Bedroom 4.32
1 Bedroom 13.64
2 Bedrooms 29.21
3 Bedrooms 27.73
4 Bedrooms 20.53
5 or more bedrooms 4.57