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Data on this report is based on areas within the legal city boundary, outlined in black on the map. Any additional neighborhoods shown on the map are associated with the city by name and are included for reference only.

Otsego, MN
Real Estate & Demographic Data






Otsego profile


Living in Otsego



Otsego is a medium-sized city located in the state of Minnesota. With a population of 22,424 people and two constituent neighborhoods, Otsego is the 60th largest community in Minnesota. Otsego has seen a significant amount of newer housing growth in recent years. Quite often, new home construction is the result of new residents moving in who are middle class or wealthier, attracted by jobs, a healthy local economy, or other amenities as they leave nearby or far away areas for greener pastures. This seems to be the case in Otsego, where the median household income is $114,087.00.

Otsego real estate is some of the most expensive in Minnesota, although Otsego house values don't compare to the most expensive real estate in the U.S.

Also of interest is that Otsego has more people living here who work in computers and math than 95% of the places in the US.

A relatively large number of people in Otsego telecommute to their jobs. Overall, about 8.94% of the workforce works from home. While this may seem like a small number, as a fraction of the total workforce it ranks among the highest in the country. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

Because of many things, Otsego is a great place for families with children to consider. First of all, many other families with children live here, making Otsego a place where both parents and children are more likely to develop social ties with other families, as well as find family-oriented services and community. The city’s good public school district and large population of college-educated adults provide an environment conducive to academic values. With regard to real estate, Otsego has a high rate of owner-occupied single family homes, which tends to reflect stability in the local community. Finally, Otsego’s overall crime rate is lower than average for the country.

In Otsego, however, the average commute to work is quite long. On average, people spend 33.26 minutes each day getting to work, which is significantly higher than the national average.

The citizens of Otsego are very well educated compared to the average community in the nation: 38.86% of adults in Otsego have a bachelor's degree or even advanced degree.

The per capita income in Otsego in 2018 was $40,138, which is upper middle income relative to Minnesota and the nation. This equates to an annual income of $160,552 for a family of four.

Otsego is a somewhat ethnically-diverse city. The people who call Otsego home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Otsego residents report their race to be White, followed by Black or African-American. Important ancestries of people in Otsego include German, Norwegian, Irish, Swedish, and English.

The most common language spoken in Otsego is English. Other important languages spoken here include Slavic languages and Arabic.


Real Estate in Popular Otsego Neighborhoods

Zip Codes in Otsego, MN