St. Charles IL

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St. Charles, IL Real Estate Data

Source & Methodology

Analytics built by:   Location, Inc.

Raw data sources:   American Community Survey (U.S. Census Bureau), U.S. Department of Housing and Urban Development, Federal Housing Finance Agency.

Date(s) & Update Frequency:
  • Home Values, Rents: Reflects Q3 2019. Updated quarterly.
  • Setting, Housing Stock, Homeownership: 2017 (latest available). Updated annually.

Methodology:   NeighborhoodScout uses over 600 characteristics to build a neighborhood profile… Read more

St. Charles Housing Market Information

With a population of 33,032, 12,679 total housing units (homes and apartments), and a median house value of $296,469, St. Charles real estate is some of the most expensive in Illinois, although St. Charles home values aren't among America's most expensive.

Single-family detached homes are the single most common housing type in St. Charles, accounting for 59.87% of the city's housing units. Other types of housing that are prevalent in St. Charles include large apartment complexes or high rise apartments ( 15.59%), row houses and other attached homes ( 15.34%), and a few duplexes, homes converted to apartments or other small apartment buildings ( 9.10%).

Owner-occupied, three and four bedroom dwellings, primarily in single-family detached homes are the most prevalent type of housing you will see in St. Charles. Owner-occupied housing accounts for 68.48% of St. Charles's homes, and 59.00% have either three or four bedrooms, which is average sized relative to America.

There is a lot of housing in St. Charles built from 1970 to 1999 so parts of town may have that "Brady Bunch" look of homes popular in the '70s and early '80s, although some of these houses were built up through the early '90s as well. There is also a lot of housing in St. Charles built between 2000 and later ( 18.08%). A lesser amount of the housing stock also hails from between 1940-1969 ( 16.20%). There's also some housing in St. Charles built before 1939 ( 12.69%).

St. Charles Home Appreciation Rates

St. Charles's appreciation rate notably has been below the national average for the last ten years. The average annual home appreciation rate in St. Charles during the period has been just 0.73%, which is lower than 80% of US communities.

Over the last year, St. Charles appreciation rates have trailed the rest of the nation. In the last twelve months, St. Charles's appreciation rate has been 2.61%, which is lower than appreciation rates in most communities in America. In the latest quarter, NeighborhoodScout's data show that house appreciation rates in St. Charles were at 1.29%, which equates to an annual appreciation rate of 5.25%.

Relative to Illinois, our data show that St. Charles's latest annual appreciation rate is higher than 50% of the other cities and towns in Illinois.

One very important thing to keep in mind is that these are average appreciation rates for the city. Individual neighborhoods within St. Charles differ in their investment potential, sometimes by a great deal. Fortunately, you can use NeighborhoodScout to pinpoint the exact neighborhoods in St. Charles - or in any city or town - that have the best track record of real estate appreciation, by the latest quarter, the last year, 2 years, 5 years, 10 years, or even since 2000, to assist you in making the best St. Charles real estate investment or home purchase decisions.

Average Home Values


Median Home Value:


Value Range
> $1,144,000 0.8
$858,001 - $1,144,000 1.1
$572,001 - $858,000 10.4
$457,001 - $572,000 8.0
$343,001 - $457,000 21.3
$229,001 - $343,000 35.6
$114,001 - $229,000 20.8
$57,001 - $114,000 0.5
$0 - $57,000 1.4

Very High for IL
High for Nation

Value Relative to Nation Value Relative to State
20.7416058394161 12.6582278481013

Number Of Homes And Apartments:

St. Charles Appreciation Rates

Time Period Total Appreciation Avg. Annual Rate Compared To
Compared To
Latest Quarter:
2019 Q2 - 2019 Q3
Last 12 Months:
2018 Q3 - 2019 Q3
Last 2 Years:
2017 Q3 - 2019 Q3
Last 5 Years:
2014 Q3 - 2019 Q3
Last 10 Years:
2009 Q3 - 2019 Q3
Since 2000:
2000 Q1 - 2019 Q3
30.21% 1.35%
* 10 is highest

Rent & Ownership


Average Market Rent:
$1,511 / per month

Homeownership Rate

Owners 68.48
Renters 31.52
Vacant 3.55

Housing Market Details


Age of Homes

AGE OF St. Charles HOMES
2000 or Newer 18.1
1970 - 1999 53.0
1940 - 1969 16.2
1939 or Older 12.7

Types of Homes

Single-Family 59.9
Townhomes 15.3
Small Apt. Buildings 9.1
Apt. Complexes 15.6
Mobile Homes 0.0
Other 0.1

Home Size

No Bedroom 1.13
1 Bedroom 11.23
2 Bedrooms 23.47
3 Bedrooms 31.33
4 Bedrooms 27.67
5 or more bedrooms 5.18