St. Cloud, FL


Highest Appreciating St. Cloud Neighborhoods Since 2000

St. Cloud, FL Real Estate Data

Source & Methodology

Analytics built by:   Location, Inc.

Raw data sources:   American Community Survey (U.S. Census Bureau), U.S. Department of Housing and Urban Development, Federal Housing Finance Agency.

Date(s) & Update Frequency:
  • Home Values, Rents: Reflects Q1 2017. Updated quarterly.
  • Setting, Housing Stock, Homeownership: 2015 (latest available). Updated annually.

Methodology:   NeighborhoodScout uses over 600 characteristics to build a neighborhood profile… Read more

St. Cloud Housing Market Information

With 45,298 people, 13,465 houses or apartments, and a median cost of homes of $193,723, St. Cloud real estate prices are well above average cost compared to national prices.

Single-family detached homes are the single most common housing type in St. Cloud, accounting for 69.99% of the city's housing units. Other types of housing that are prevalent in St. Cloud include mobile homes or trailers ( 8.56%), row houses and other attached homes ( 7.60%), and a few large apartment complexes or high rise apartments ( 7.05%).

Owner-occupied, three and four bedroom dwellings, primarily in single-family detached homes are the most prevalent type of housing you will see in St. Cloud. Owner-occupied housing accounts for 69.85% of St. Cloud's homes, and 64.92% have either three or four bedrooms, which is average sized relative to America.

There is a lot of housing in St. Cloud built from 1970 to 1999 so parts of town may have that "Brady Bunch" look of homes popular in the '70s and early '80s, although some of these houses were built up through the early '90s as well. There is also a lot of housing in St. Cloud built between 2000 and later ( 40.04%). A lesser amount of the housing stock also hails from between 1940-1969 ( 10.10%). There's also some housing in St. Cloud built before 1939 ( 4.47%).

Vacant housing appears to be an issue in St. Cloud. Fully 16.36% of the housing stock is classified as vacant. Left unchecked, vacant St. Cloud homes and apartments can be a drag on the real estate market, holding St. Cloud real estate prices below levels they could achieve if vacant housing was absorbed into the market and became occupied. Housing vacancy rates are a useful measure to consider, along with other things, if you are a home buyer or a real estate investor.

St. Cloud Home Appreciation Rates

Homes have actually lost value in St. Cloud over the last then years, as home values have seen a decline of 24.47% during the ten year period. In the latest quarter, NeighborhoodScout appreciation rate data shows St. Cloud home appreciation rates at 2.68%, which equates to an annual appreciation rate of 11.16%.

Appreciation rates are so strong in St. Cloud that despite a nationwide downturn in the housing market, St. Cloud real estate has continued to appreciate in value faster than most communities. Looking at just the latest twelve months, St. Cloud appreciation rates continue to be some of the highest in America, at 10.73%, which is higher than appreciation rates in 95.58% of the cities and towns in the nation. Based on the last twelve months, short-term real estate investors have found good fortune in St. Cloud. St. Cloud appreciation rates in the latest quarter were at 2.68%, which equates to an annual appreciation rate of 11.16%.

Importantly, this makes St. Cloud one of the highest appreciating communities in the nation for the latest quarter, and may signal the city's near-future real estate investment strength.

Relative to Florida, our data show that St. Cloud's latest annual appreciation rate is higher than 70% of the other cities and towns in Florida.

One very important thing to keep in mind is that these are average appreciation rates for the city. Individual neighborhoods within St. Cloud differ in their investment potential, sometimes by a great deal. Fortunately, you can use NeighborhoodScout to pinpoint the exact neighborhoods in St. Cloud - or in any city or town - that have the best track record of real estate appreciation, by the latest quarter, the last year, 2 years, 5 years, 10 years, or even since 2000, to assist you in making the best St. Cloud real estate investment or home purchase decisions.

Average Home Values


Median Home Value:


Value Range
> $1,438,000 0.0
$1,078,001 - $1,438,000 0.0
$719,001 - $1,078,000 0.1
$575,001 - $719,000 0.6
$432,001 - $575,000 1.7
$287,001 - $432,000 13.8
$144,001 - $287,000 47.5
$72,001 - $144,000 26.6
$0 - $72,000 9.8

Average for FL
High for Nation

Value Relative to Nation Value Relative to State
33.8040548458924 47.8632478632479

Number Of Homes And Apartments:

St. Cloud Appreciation Rates

Time Period Total Appreciation Avg. Annual Rate Compared To
Compared To
Latest Quarter:
2016 Q4 - 2017 Q1
Last 12 Months:
2016 Q1 - 2017 Q1
Last 2 Years:
2015 Q1 - 2017 Q1
Last 5 Years:
2012 Q1 - 2017 Q1
Last 10 Years:
2007 Q1 - 2017 Q1
Since 2000:
2000 Q1 - 2017 Q1
60.22% 2.77% 3 7
* 10 is highest

Rent & Ownership


Average Market Rent:
$1,323 / per month

Homeownership Rate

Owners 69.85
Renters 30.15
Vacant 16.36

Housing Market Details


Age of Homes

2000 or Newer 40.0
1970 - 1999 45.4
1940 - 1969 10.1
1939 or Older 4.5

Types of Homes

Single-Family 70.0
Townhomes 7.6
Small Apt. Buildings 6.8
Apt. Complexes 7.1
Mobile Homes 8.6
Other 0.0

Home Size

No Bedroom 0.47
1 Bedroom 4.94
2 Bedrooms 26.87
3 Bedrooms 44.32
4 Bedrooms 20.60
5 or more bedrooms 2.80