Palm Harbor, FL
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Living in Palm Harbor


Palm Harbor is a larger medium-sized coastal town (i.e. on the ocean, a bay, or inlet) located in the state of Florida. With a population of 58,201 people and 15 constituent neighborhoods, Palm Harbor is the 46th largest community in Florida.

Palm Harbor is a decidedly white-collar town, with fully 88.00% of the workforce employed in white-collar jobs, well above the national average. Overall, Palm Harbor is a town of sales and office workers, professionals, and managers. There are especially a lot of people living in Palm Harbor who work in office and administrative support (15.97%), sales jobs (13.70%), and management occupations (13.60%).

Also of interest is that Palm Harbor has more people living here who work in computers and math than 95% of the places in the US.

One interesting thing about the economy is that relatively large numbers of people worked from their home: 7.81% of the workforce. While this number may seem small overall, as a fraction of the total workforce this is high compared to the rest of the county. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

Palm Harbor is also nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Quite often, nautical areas such as these attract visitors and locals who come to enjoy the scenery and various waterfront activities.

The education level of Palm Harbor citizens is substantially higher than the typical US community, as 33.77% of adults in Palm Harbor have at least a bachelor's degree.

The per capita income in Palm Harbor in 2010 was $32,797, which is upper middle income relative to Florida, and wealthy relative to the rest of the US. This equates to an annual income of $131,188 for a family of four. However, Palm Harbor contains both very wealthy and poor people as well.

The people who call Palm Harbor home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Palm Harbor residents report their race to be White, followed by Black or African-American. Important ancestries of people in Palm Harbor include Irish, Italian, English, and Polish.

The most common language spoken in Palm Harbor is English. Other important languages spoken here include Spanish and German.