Waterford, CT
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Living in Waterford


Waterford is a medium-sized coastal town (i.e. on the ocean, a bay, or inlet) located in the state of Connecticut. With a population of 19,281 people and five constituent neighborhoods, Waterford is the 58th largest community in Connecticut.

Waterford is a decidedly white-collar town, with fully 85.45% of the workforce employed in white-collar jobs, well above the national average. Overall, Waterford is a town of professionals, service providers, and sales and office workers. There are especially a lot of people living in Waterford who work in office and administrative support (12.18%), management occupations (11.35%), and sales jobs (9.66%).

Because of many things, Waterford is a great place for families with children to consider. First of all, many other families with children live here, making Waterford a place where both parents and children are more likely to develop social ties with other families, as well as find family-oriented services and community. The town’s good public school district and large population of college-educated adults provide an environment conducive to academic values. With regard to real estate, Waterford has a high rate of owner-occupied single family homes, which tends to reflect stability in the local community. Finally, Waterford’s overall crime rate is lower than average for the country.

One of the nice things about Waterford is that it is nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Because of this, visitors and locals will often go to these areas to take in the scenery or to enjoy waterfront activities.

The population of Waterford is very well educated relative to most cities and towns in the nation, where the average community has 21.84% of its adult population holding a 4-year degree or higher: 35.09% of adults in Waterford have a bachelor's degree or even advanced degree.

The per capita income in Waterford in 2010 was $39,135, which is middle income relative to Connecticut, and wealthy relative to the rest of the US. This equates to an annual income of $156,540 for a family of four. However, Waterford contains both very wealthy and poor people as well.

Waterford is a somewhat ethnically-diverse town. The people who call Waterford home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Waterford residents report their race to be White, followed by Asian. Important ancestries of people in Waterford include Italian, English, German, and Polish.

The most common language spoken in Waterford is English. Other important languages spoken here include Spanish and Chinese.