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Data on this report is based on areas within the legal city boundary, outlined in black on the map. Any additional neighborhoods shown on the map are associated with the city by name and are included for reference only.

Waterford, CT
Real Estate & Demographic Data






Waterford profile


Living in Waterford



Waterford is a medium-sized coastal town (i.e. on the ocean, a bay, or inlet) located in the state of Connecticut. With a population of 19,603 people and five constituent neighborhoods, Waterford is the 58th largest community in Connecticut.

Because of many things, Waterford is a very good place for families to consider. With an enviable combination of good schools, low crime, college-educated neighbors who tend to support education because of their own experiences, and a high rate of home ownership in predominantly single-family properties, Waterford really has some of the features that families look for when choosing a good community to raise children. Is Waterford perfect? Of course not, and if you like frenetic nightlife, it will be far from your cup of tea. But overall this is a solid community, with many things to recommend it as a family-friendly place to live.

Waterford is also nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Such areas are often places that visitors and locals go for waterfront activities or taking in the scenery.

The population of Waterford is very well educated relative to most cities and towns in the nation, where the average community has 21.84% of its adult population holding a 4-year degree or higher: 39.65% of adults in Waterford have a bachelor's degree or even advanced degree.

The per capita income in Waterford in 2018 was $46,597, which is lower middle income relative to Connecticut, and wealthy relative to the rest of the US. This equates to an annual income of $186,388 for a family of four. However, Waterford contains both very wealthy and poor people as well.

Waterford is a somewhat ethnically-diverse town. The people who call Waterford home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Waterford residents report their race to be White, followed by Asian. Important ancestries of people in Waterford include Irish, Italian, English, German, and Polish.

The most common language spoken in Waterford is English. Other important languages spoken here include Spanish and French.