Troy is a somewhat small city located in the state of Missouri. With a population of 13,951 people and five associated neighborhoods, Troy is the 62nd largest community in Missouri. Troy has seen a significant amount of newer housing growth in recent years. Quite often, new home construction is the result of new residents moving in who are middle class or wealthier, attracted by jobs, a healthy local economy, or other amenities as they leave nearby or far away areas for greener pastures. This seems to be the case in Troy, where the median household income is $74,463.00.

Telecommuters are a relatively large percentage of the workforce: 8.00% of people work from home. While this number may seem small overall, as a fraction of the total workforce it is high relative to the nation. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

One downside of living in Troy, however, is that residents on average have to contend with a long commute, spending on average 30.79 minutes every day commuting to work.

The percentage of people in Troy with college degrees is quite a bit lower than the national average for cities and towns of 21.84%: just 12.72% of people over 25 have a bachelor's degree or advanced degree.

The per capita income in Troy in 2018 was $29,422, which is upper middle income relative to Missouri, and lower middle income relative to the rest of the US. This equates to an annual income of $117,688 for a family of four. However, Troy contains both very wealthy and poor people as well.

The people who call Troy home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Troy residents report their race to be White, followed by Black or African-American. Important ancestries of people in Troy include German, Irish, English, Italian, and French.

The most common language spoken in Troy is English. Other important languages spoken here include Polish and Spanish.