Cambridge is a somewhat small coastal city (i.e. on the ocean, a bay, or inlet) located in the state of Maryland. With a population of 13,129 people and five associated neighborhoods, Cambridge is the 68th largest community in Maryland. Much of the housing stock in Cambridge was built relatively recently. The construction of new real estate can often be taken as an indication that the local Cambridge economy is robust, and that jobs or other amenities are attracting an influx of new residents. This seems to be the case in Cambridge, where the median household income is $44,114.00.

A relatively large number of people in Cambridge telecommute to their jobs. Overall, about 7.85% of the workforce works from home. While this may seem like a small number, as a fraction of the total workforce it ranks among the highest in the country. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

Cambridge is also nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Quite often, nautical areas such as these attract visitors and locals who come to enjoy the scenery and various waterfront activities.

Cambridge is a small city, and as such doesn't have a public transit system that people use to get to and from their jobs every day.

The percentage of adults in Cambridge who are college-educated is close to the national average for all communities of 21.84%: 20.13% of the adults in Cambridge have a bachelor's degree or advanced degree.

The per capita income in Cambridge in 2018 was $27,408, which is low income relative to Maryland, and lower middle income relative to the rest of the US. This equates to an annual income of $109,632 for a family of four. However, Cambridge contains both very wealthy and poor people as well.

Cambridge is an extremely ethnically-diverse city. The people who call Cambridge home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Cambridge residents report their race to be Black or African-American, followed by White. Important ancestries of people in Cambridge include German, English, Irish, Italian, and French.

The most common language spoken in Cambridge is English. Other important languages spoken here include Spanish and Mon-Khmer (Cambodian).