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Data on this report is based on areas within the legal city boundary, outlined in black on the map. Any additional neighborhoods shown on the map are associated with the city by name and are included for reference only.

Waterloo, IA
Real Estate & Demographic Data






Waterloo profile


Living in Waterloo



Waterloo is a larger medium-sized city located in the state of Iowa. With a population of 66,562 people and 24 associated neighborhoods, Waterloo is the eighth largest community in Iowa.

One of the benefits of Waterloo is that there is very little traffic. The average commute to work is 17.51 minutes, which is substantially less than the national average. Not only does this mean that the drive to work is less aggravating, but noise and pollution levels are lower as a result.

The population of Waterloo overall has a level of education that is slightly above the US average for all US cities and towns of 21.84%. Of adults 25 and older in Waterloo, 22.93% have at least a bachelor's degree.

The per capita income in Waterloo in 2018 was $31,845, which is lower middle income relative to Iowa, and middle income relative to the rest of the US. This equates to an annual income of $127,380 for a family of four. However, Waterloo contains both very wealthy and poor people as well.

Waterloo is an extremely ethnically-diverse city. The people who call Waterloo home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Waterloo residents report their race to be White, followed by Black or African-American. Important ancestries of people in Waterloo include German, Irish, English, Norwegian, and Yugoslavian.

The most common language spoken in Waterloo is English. Other important languages spoken here include Spanish and Serbo-Croatian.