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Data on this report is based on areas within the legal city boundary, outlined in black on the map. Any additional neighborhoods shown on the map are associated with the city by name and are included for reference only.

Panama City, FL
Real Estate & Demographic Data






Panama City profile


Living in Panama City



Panama City is a medium-sized coastal city (i.e. on the ocean, a bay, or inlet) located in the state of Florida. With a population of 34,690 people and 24 constituent neighborhoods, Panama City is the 101st largest community in Florida.

Also of interest is that Panama City has more people living here who work in computers and math than 95% of the places in the US.

One of the nice things about Panama City is that it is nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Because of this, visitors and locals will often go to these areas to take in the scenery or to enjoy waterfront activities.

In terms of college education, Panama City is somewhat better educated than the 21.84% who have a 4-year degree or higher in the typical US community: 26.75% of adults 25 and older in the city have at least a bachelor's degree.

The per capita income in Panama City in 2018 was $30,862, which is middle income relative to Florida and the nation. This equates to an annual income of $123,448 for a family of four. However, Panama City contains both very wealthy and poor people as well.

Panama City is an extremely ethnically-diverse city. The people who call Panama City home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Panama City residents report their race to be White, followed by Black or African-American. Important ancestries of people in Panama City include Irish, English, German, Italian, and Scottish.

The most common language spoken in Panama City is English. Other important languages spoken here include Spanish and Arabic.