Palm Coast is a larger medium-sized coastal city (i.e. on the ocean, a bay, or inlet) located in the state of Florida. With a population of 98,411 people and 18 associated neighborhoods, Palm Coast is the 31st largest community in Florida. Palm Coast has seen a significant amount of newer housing growth in recent years. Quite often, new home construction is the result of new residents moving in who are middle class or wealthier, attracted by jobs, a healthy local economy, or other amenities as they leave nearby or far away areas for greener pastures. This seems to be the case in Palm Coast, where the median household income is $68,824.00.

Also of interest is that Palm Coast has more people living here who work in computers and math than 95% of the places in the US.

One interesting thing about the economy is that relatively large numbers of people worked from their home: 13.09% of the workforce. While this number may seem small overall, as a fraction of the total workforce this is high compared to the rest of the county. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

Palm Coast is also nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Quite often, nautical areas such as these attract visitors and locals who come to enjoy the scenery and various waterfront activities.

The percentage of people in Palm Coast who are college-educated is somewhat higher than the average US community of 21.84%: 26.45% of adults in Palm Coast have at least a bachelor's degree.

The per capita income in Palm Coast in 2018 was $37,904, which is middle income relative to Florida, and upper middle income relative to the rest of the US. This equates to an annual income of $151,616 for a family of four. However, Palm Coast contains both very wealthy and poor people as well.

Palm Coast is a very ethnically-diverse city. The people who call Palm Coast home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Palm Coast residents report their race to be White, followed by Black or African-American. Palm Coast also has a sizeable Hispanic population (people of Hispanic origin can be of any race). People of Hispanic or Latino origin account for 13.19% of the city’s residents. Important ancestries of people in Palm Coast include Irish, German, Italian, English, and Polish.

The most common language spoken in Palm Coast is English. Other important languages spoken here include Spanish and Portuguese.