Waterford is a very small village located in the state of New York. With a population of 2,041 people and three associated neighborhoods, Waterford is the 590th largest community in New York. Waterford has an unusually large stock of pre-World War II architecture, making it one of the older and more historic villages.

Being a small village, Waterford does not have a public transit system used by locals to get to and from work.

The overall education level of Waterford is somewhat higher than in the average US city of 21.84%: 28.14% of adults 25 and older in the village have at least a bachelor's degree.

The per capita income in Waterford in 2018 was $36,511, which is middle income relative to New York, and upper middle income relative to the rest of the US. This equates to an annual income of $146,044 for a family of four. However, Waterford contains both very wealthy and poor people as well.

The people who call Waterford home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Waterford residents report their race to be White, followed by Black or African-American. Important ancestries of people in Waterford include Irish, Italian, German, English, and French.

The most common language spoken in Waterford is English. Other important languages spoken here include Urdu and Spanish.