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Data on this report is based on areas within the legal city boundary, outlined in black on the map. Any additional neighborhoods shown on the map are associated with the city by name and are included for reference only.

Waterloo, IA
Real Estate & Demographic Data






Waterloo profile


Living in Waterloo



Waterloo is a larger medium-sized city located in the state of Iowa. With a population of 66,562 people and 24 associated neighborhoods, Waterloo is the eighth largest community in Iowa.

Compared to the rest of the country, citizens of Waterloo spend much less time in their cars: on average, their commute to work is only 17.51 minutes. This also means that noise and pollution levels in the city are less than they would otherwise be.

The citizens of Waterloo are slightly better educated than the national average of 21.84% for all cities and towns, with 22.93% of adults in Waterloo having a bachelor's degree or advanced degree.

The per capita income in Waterloo in 2018 was $31,845, which is lower middle income relative to Iowa, and middle income relative to the rest of the US. This equates to an annual income of $127,380 for a family of four. However, Waterloo contains both very wealthy and poor people as well.

Waterloo is an extremely ethnically-diverse city. The people who call Waterloo home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Waterloo residents report their race to be White, followed by Black or African-American. Important ancestries of people in Waterloo include German, Irish, English, Norwegian, and Yugoslavian.

The most common language spoken in Waterloo is English. Other important languages spoken here include Spanish and Serbo-Croatian.